Refinance

Request a Call Back

Mortgage Refinance Options

When it comes to mortgage refinancing, you have many options to look at and consider along the way.

At Securezy Finance, we look to help you save time and money. Our aim is to line you up with the right lender both financially and stylistically.

We want to help you find a lender who can do more than just save you money.

From more competitive interest rates to longer-term payments, we’ll make sure you can find a solution that perfectly fits your needs.

Ready to chat to one of our team?

What Matters in Refinancing?

How suitable the lender is to your long-term goals, including their loan flexibility.

Interest rates and fees in relation to present costs.

Top-up loan criteria: is it available? Is it possible?

Debt repayment times, costs and challenges.

The long-term benefits to your financial health.

The speed of changeover.

How Much Does It Cost?

Costs usually associated with a re-finance would include things like interest break fees, early repayment admin fees and also legal fees and disbursements. This could be worth several thousand dollars, so speak to us about this before making any decisions.

Getting started on refinancing your loan

To get started with the refinancing program, all you need to do is fill out our refinancing form and we’ll be in touch to take things further. We just need to know what your aims are with refinancing in the short, medium and long-term. To do this, though, we need to see ample proof that you have been making present loan payments on-time for as long as six months.

Moving the process on is simple – all we need is

A form of identification.

Copy of Passport or Drivers Licence and a fully completed loan application.

Verification of your income

Verified income forms that shows your payment and wages. From employer letters and pay-slips to financial accounts and tenancy agreements, this can vary: we’ll let you know on a case-by-case basis.

Loan repayment history

Your financial payment history: how have you paid back debts in the past?

Account conduct

As many as three months of bank statements for your standard bank account.