When going for that first home loan, having the right advice and expertise can be priceless. At Securezy Finance, we make it easy for you to get the help that you need today. Owning a home is hugely exciting, and we’ll make sure that you can get all the help, information and encouragement that you need to make that first home loan a successful one.
To start off with, we need to go through a few parts of particular process to help make sure you know exactly what to expect. This includes:
Another important aspect of this process is that you might need to get family help with the 5-10% deposit. Gift deposits and gift duty come into play here; speak to us about this for further details
Instead of a deposit, you can usually get an interest-free loan from a family member instead. A long-term family loan would usually be expected to meet the same as the loan term from your lender.
Sometimes, you might need to provide other forms of security – including items and assets. We can discuss this with you in person to determine the best way to move forward. We often recommend everything from downsizing the kind of car that you drive to changing lifestyle and private asset purchase choices to help make sure you can get on the property ladder.
If you’d like to run a scenario past us, we will be glad to give you our initial thoughts. Use this form and we’ll be in touch.
The best thing to do is to register and complete our loan application pages. This gives us the information we need to be able to assess your options properly.
+61 414 742 711
Securezy Finance Pty Ltd ABN: 14 603 843 947 is an authorised credit representative (Credit Representative Number 475950) of Connective Credit Services Pty Ltd (Australian Credit Licence Number 389328)
Social Chat is free, download and try it now here!